{"id":1948,"date":"2023-09-06T16:15:29","date_gmt":"2023-09-06T16:15:29","guid":{"rendered":"https:\/\/prstaging1.wpengine.com\/?p=1948"},"modified":"2025-12-19T03:04:22","modified_gmt":"2025-12-19T03:04:22","slug":"deductibles","status":"publish","type":"post","link":"https:\/\/premier-roofing.com\/blog\/deductibles\/","title":{"rendered":"Deductibles"},"content":{"rendered":"

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Roof Deductible Rules<\/h1><\/div>

It is\u00a0illegal\u00a0for a contractor to pay, waive, or discount your insurance deductible. It is insurance fraud if homeowners don\u2019t pay their deductibles for a roof replacement.<\/p>\n<\/div>

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The Problem<\/h2><\/div>

Some contractors offer waived or discounted deductibles as a selling point to their customers. Whether they know it or not, they\u2019re asking their customers to commit insurance fraud. In order for a contractor to waive a homeowner\u2019s deductible, they must provide a false invoice to the insurer \u2013 this constitutes insurance fraud.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

How roofers waive deductibles<\/h2><\/div>

When your insurance pays for roof repairs, you\u2019re still responsible for your deductible. It\u2019s illegal for contractors to waive or cover this cost. If they do\u2014by submitting different invoices to you and the insurance company\u2014the insurer may demand repayment and refer both parties for state investigation.<\/p>\n<\/div><\/div><\/div>

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CHOOSE A ROOFER
\nYOU TRUST<\/p><\/h2><\/div>

At Premier, we believe that honesty and transparency with our customers and insurance carrier partners are paramount to long-term stability and the health of the industry in general. It is important for all participants in the insurance claim process to work together in good faith to ensure healthy relationships in the industry, and frankly, to keep our customers out of trouble. Check your local statutes and regulations below to understand all of the implications of a contractor who offers to pay, waive, or discount your deductible.<\/p>\n<\/div>

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